I don’t think it occurred to me until I was in my early 20s that my education about money was so sparse that it was almost non-existent. American schools do not typically teach children any of the things they need to know about money as they enter adulthood. For example, how to handle a credit card, how to buy a car or purchase a home are not explored at all. As a result, I made some horrible mistakes in my early adult years. I racked up well over $20,000 in credit card debt and I had not 1, but 2 cars repossessed. Over the years, nearly insurmountable problems with the IRS over back taxes ruined by credit rating, making it next to impossible to purchase property. I spent many years learning the hard way.

As a senior, I know now that the old paradigm of getting a good education, finding a stable job with a strong company, working on that job for 40 years and retiring with a pension is no longer the answer. I decided to try network marketing and Karatbars is without question, the best company I have ever come across.

With everything I’ve been studying over the years, I am convinced that the American dollar is on its way out. If it collapses, what will take its place? Precious metals such as gold and silver never lose their value. A single gram of gold is worth the same today as it was worth thousands of years ago. Karatbars International gives the average working citizen the opportunity to purchase gold 1 gram at a time and should you become an affiliate, you will help others to do the same. Why not help others while you help yourself?

“The very best thing you can do for the whole world is to make the most of yourself.”
― Wallace D. Wattles